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### Top Stories

- ## Mortgages dip on overseas risk

  Global economic health kept mortgage rates low. Find out where they stand.Read more

- ## 5 dumb ways kids make you spend

  Don't fall for that pouty face. Caving in to kids' money demands can put you in the poorhouse.Read more

- ## 5 crazy things card rewards can buy

  You can make quite the purchase on your issuer's dime. See what these consumers got.Read more

- ## 5 investing myths debunked

  These investing mantras are widely believed, but are they true? Not necessarily.Read more

## Mortgages dip on concerns of overseas risk

## 5 dumb ways to spend money on your kids

## 5 true tales of crazy credit card rewards buys

## Fact or fiction: 5 investing myths debunked

### Calculators

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- How much house can I afford?
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### News & Commentary

- Shared LTC policies for all couples
- New Mercedes with every CD
- Jean Chatzky: Car resale-value tips
- Fed: Cheap gas fuels economy
- Big banks’ fines hit $178 billion

### Jet Off To Winter Fun

## 5 tips for a low-cost vacation

Don't break the bank to travel. Follow these tips to save money when you take time off.

- Compare major airline fees

### Get Ready to Retire

## 6 niche communities for retirees

Theme-based communities attract retirees with interests ranging from praying to playing.

- 6 savvy retirement moves
- Investing in a 401(k) plan
- Best 401(k) investments

### Roll With Rising-Rate CDs

## Flexible, rising-rate CDs

Bankrate finds these CDs offer higher returns. But are they smart investments?

- 2014 CD survey: Liquid CDs
- Rising-rate CDs cut risk?
- CD ladder: Worth a climb?

### Interest Rate Trends & Analysis

## COFI, LIBOR, Prime rate

WSJ Prime Rate | 3.25
Federal Discount Rate | 0.75
6-month LIBOR Rate | 0.33
1-year LIBOR Rate | 0.56

## Video

For a fourth consecutive week, mortgage rates fell.

## Tracking Rates

- Interest Rate Roundup
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- Don't co-sign
- What to buy in December
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Compare Rates

REFINANCE | HOME EQUITY | AUTO | CDs | CREDIT CARDS

Product | Rate | Change | Last week
30 year fixed refi | 4.02% | 0.02 | 4.00%
15 year fixed refi | 3.15% | 0.07 | 3.08%
10 year fixed refi | 3.22% | 0.09 | 3.13%
View Rates in your area Next

Product | Rate | Change | Last week
30K FICO-based HELOC | 4.33% | 0.01 | 4.32%
50K FICO-based HELOC | 3.99% | 0.01 | 3.98%
100K FICO-based HELOC | 3.83% | --0.00 | 3.83%
View Rates in your area Next

Product | Rate | Change | Last week
60 month used car loan | 2.75% | --0.00 | 2.75%
48 month used car loan | 2.99% | --0.00 | 2.99%
60 month new car loan | 3.16% | 0.03 | 3.19%
View Rates in your area Next

Product | Rate | Change | Last week
1 Year CD | 0.99% | --0.00 | 0.99%
2 Year CD | 1.20% | 0.02 | 1.22%
5 Year CD | 1.84% | 0.03 | 1.87%
View Rates in your area Next

Product | Rate | Change | Last week
Balance Transfer Cards | 15.76% | --0.00 | 15.76%
Cash Back Cards | 16.42% | 0.02 | 16.44%
Low Interest Cards | 11.04% | --0.00 | 11.04%
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